Hard-working people deserve a hard-working financial wellness benefit

Financial stress is too costly to ignore.

Limited Access to Capital

  • 2/3rd families lack emergency savings and pay very high APR for emergency access to cash
  • 1/3rd families say their level of debt is ruining their quality of life
  • It’s challenging for those with subprime credit scores to get access to capital

Lack of Financial Knowledge

  • Most people are not aware of the power of compounding. With financial literacy generally lacking, many are not prepared for the day-to-day financial issues that they have to deal with.

Inability to Track Finances

  • Most people are not able to track their finances easily, creating more challenges for them and holding their financial future back.

Lack of Financial Support

  • There are many different financial queries that people have – some are quick ones that they need responses on today and now, and others are more long term planning and advice type. But there is no trusted support available to navigate through those financial topics. The information on the web can be truly overwhelming.

When you get BrightUp, you get a suite of wealth-building and wellbeing tools.

Compassionate Capital

Emergency loans when you need it the most at single-digit APR regardless of your credit score. Unlock wealth for families with broader access and affordable Debt Consolidation and Refinancing

Personalized Financial Education

Get matched with financial education content from thousands of sources (ordinarily behind a paywall) in our personalized portal based on your interests

Financial Planning Tools

Manage your financial life with no fuss income / spend analysis, budgeting, goal setting, tracking, cash flow analysis and projections as well as insights and alerts.

Financial Coaching and Advice

In-the-moment text based support on financial topics, access to phone based Financial coaches, and comprehensive annual/quarterly reviews with Financial Advisors.

So what's this Low Cost Loan about?

BrightUp knows life can be unpredictable. We also know that many Financial Institutions take advantage of people when crisis hits. That’s why you can relax with the knowledge that BrightUp lets you borrow at a fair, fixed 8% APR — regardless of credit score.

You can only request loans if your employer is a partner of BrightUp. 

Still have questions?

Explore our comprehensive FAQs section